| Loans & Advances | Deposits | Special Services |Service Charges |Fair Lending Practices Code|

Sanction Limit	Upto 75% of valuation report *
	* Gold to be valued by the Bank’s approved valuer
Repayment period	Maximum 24/36 monthly installments
	No pre-payment penalty
Rate of interest	Presently 11.00% p.a
	Calculated on the daily reducing balance of the loan
Security	Gold items will be pledged in favor of the bank and one guarantor
Documents Required	Proof of Residence - Xerox copy of Ration Card/Electricity Bill/Telephone Bill/Passport
	Proof of Income -  Salary Slip or last 3 years Balance Sheet or Tax Returns
	Letter of Pledge