Citizencredit Co-op Bank Ltd. Fair Lending Practices Code (CCBFLPC).

      
  • To provide professional, efficient, courteous, diligent and speedy services in the matter of retail lending.
     
  • Not to discriminate on the basis of religion, caste, sex, descent or any of them.
     
  • To be fair and honest in advertisement and marketing of Loan Products.
     
  • To provide customers with accurate and timely disclosure of terms, costs, rights and liabilities as regards loan transactions.
     
  • If sought, to provide such assistance or advice to customers applying for loans.
     
  • To attempt in good faith to resolve any disputes or differences with customers by setting up complaint redressal cells within the organizations.
     
  • To comply with all the regulatory requirements in good faith.
     
  • To spread general awareness about potential risks in contracting loans and encourage customers to take independent financial advice and not act only on representations from banks.