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| PLR |
- 12.50% p.a.(w.e.f. 1st August,2011)
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| Long Term PLR: |
- 11.50% p.a. (on all existing and fresh Housing loans upto Rs.20.00 lacs)
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| LTPR + 1%: |
- 12.50% p.a. (on all existing and fresh Housing loans exceeding Rs.20.00 lacs & on existing loans for second house sanctioned upto 31.05.11)
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| LTPR + 2%: |
- 13.50% p.a. (on existing & fresh loans for second house sanctioned w.e.f 1.06.11)
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| PLR + 2%: |
- 14.50% p.a. (on Housing loans for investment/lease)
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| Construction /Real Estate Loans: |
- Between PLR + 2.00% p.a. to PLR + 4.00% p.a.
i.e. 14.50% p.a. to 16.50% p.a.(based on risk perception)
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| Capital Market / Loans against Shares: |
- PLR + 1.00% p.a. i.e 13.50% p.a.
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| Secured Temporary Overdrafts: |
- PLR + 4.00% p.a. i.e 16.50% p.a.
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| All other Loans: |
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| Loans against Bank's own fixed deposits: |
- 2.00% p.a. above the Deposit Rates
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| Loans against third party deposits |
- 2.00% p.a. above the Deposits Rates OR PLR whichever is higher
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| Penal interest on Overdue Advances |
- 2.00% p.a. above the interest rate applicable to the advance
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