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Interest Rates
 
PLR
  • 11.00% p.a.
Long Term PLR:
  • 10.00% p.a. (on Housing loans sanctioned and disbursed w.e.f January 1, 2008)
Long Term PLR:
  • 9.50% p.a. (on Housing loans sanctioned and disbursed upto December 31, 2007)
Construction /Real Estate Loans:
  • Between PLR + 2.00% p.a. to PLR + 4.00% p.a.
      i.e. 13.00% p.a. to 15.00% p.a.(based on risk perception)
Capital Market / Loans against Shares:
  • PLR + 1.00% p.a. i.e 12.00% p.a.
Secured Temporary Overdrafts:
  • PLR + 4.00% p.a. i.e 15.00% p.a.
All other Loans:
  • PLR i.e 11.00% p.a.
Loans against Bank's own fixed deposits:
  • 2.00% p.a. above the Deposit Rates
Loans against third party deposits
  • 2.00% p.a. above the Deposits Rates OR PLR whichever is higher
Penal interest on Overdue Advances
  • 2.00% p.a. above the interest rate applicable to the advance