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Interest Rates
 
PLR
  • 12.50% p.a.(w.e.f. 1st August,2011)
Long Term PLR:
  • 11.50% p.a. (on all existing and fresh Housing loans upto Rs.20.00 lacs)
LTPR + 1%:
  • 12.50% p.a. (on all existing and fresh Housing loans exceeding Rs.20.00 lacs & on existing loans for second house sanctioned upto 31.05.11)
LTPR + 2%:
  • 13.50% p.a. (on existing & fresh loans for second house sanctioned w.e.f 1.06.11)
PLR + 2%:
  • 14.50% p.a. (on Housing loans for investment/lease)
Construction /Real Estate Loans:
  • Between PLR + 2.00% p.a. to PLR + 4.00% p.a.
      i.e. 14.50% p.a. to 16.50% p.a.(based on risk perception)
Capital Market / Loans against Shares:
  • PLR + 1.00% p.a. i.e 13.50% p.a.
Secured Temporary Overdrafts:
  • PLR + 4.00% p.a. i.e 16.50% p.a.
All other Loans:
  • PLR i.e 12.50% p.a.
Loans against Bank's own fixed deposits:
  • 2.00% p.a. above the Deposit Rates
Loans against third party deposits
  • 2.00% p.a. above the Deposits Rates OR PLR whichever is higher
Penal interest on Overdue Advances
  • 2.00% p.a. above the interest rate applicable to the advance