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| PLR |
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| Long Term PLR: |
- 10.00% p.a. (on Housing loans sanctioned and disbursed w.e.f January 1, 2008)
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| Long Term PLR: |
- 9.50% p.a. (on Housing loans sanctioned and disbursed upto December 31, 2007)
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| Construction /Real Estate Loans: |
- Between PLR + 2.00% p.a. to PLR + 4.00% p.a.
i.e. 13.00% p.a. to 15.00% p.a.(based on risk perception)
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| Capital Market / Loans against Shares: |
- PLR + 1.00% p.a. i.e 12.00% p.a.
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| Secured Temporary Overdrafts: |
- PLR + 4.00% p.a. i.e 15.00% p.a.
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| All other Loans: |
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| Loans against Bank's own fixed deposits: |
- 2.00% p.a. above the Deposit Rates
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| Loans against third party deposits |
- 2.00% p.a. above the Deposits Rates OR PLR whichever is higher
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| Penal interest on Overdue Advances |
- 2.00% p.a. above the interest rate applicable to the advance
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