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Service Charges
Tax Applicable:
Current Service Tax 10%
Education Cess(EC) 2% on Service Tax
Secondary and Higher Education Cess(SHEC) 1% on Service Tax
Total Tax Recoverable 10.30%

SAVINGS / CURRENT ACCOUNT CHARGES(Plus Service Tax as applicable)
1. Minimum Balance Amount SB A/c Rs.100/- for accounts without cheque book facility
Rs.500/- for accounts with cheque book facility
No frills A/c Rs.50/- Account without cheque book facility
CD A/c Rs.2000/- for all accounts
2. Minimum Balance Charges SB A/c Rs.25/- per month
No frills A/c Nil
CD A/c Rs.50/- per month
3. Mode of calculation of Minimum Balance Charges : The charges will be recovered once a month for the entire month
4. Duplicate passbook charges SB A/c Rs.25/-
with previous enteries per month No frills A/c
5. Duplicate statement charges CD/OD A/c Rs.10/-(per month / per page)
6. Loose cheque leaves charges SB/CD/OD A/cs Rs.10/-per cheque
7. Folio Charges CD/OD A/cs Rs.40/-per ledger page(half yearly)
8. Account Closure
Within 6 months(SB) Rs.25/-
Within 6 months(CD) Rs.100/-
Average Balance No. of Free ledger pages
Upto Rs. 25000/- Nil
Rs. 25001/- upto Rs.50000/- 3
Rs. 50001/- upto Rs.1 lac 5
Rs.100001/- upto Rs. 2 lacs 10
Above Rs.2 lacs No charge
Payorder charges
1. Upto Rs. 500/- Rs.5/-
2. Rs. 501/- upto Rs.1000/- Rs.10/-
3. Rs. 1001/- upto Rs.5000 Rs.15/-
4. Rs.5001/- upto Rs.10000 Rs.20/-
5. Rs.10001/- upto Rs.1 lac Re.1/-per Rs.1000/- or part thereof min.Rs.20/-
6. Above Rs.100000/- Rs.0.50/-per Rs.1000/- or part thereof min.Rs.100/-
Payorder Cancellation Charges Rs.10 per payorder
Payorder Revalidation Charges Free / NIL
Duplicate Payorder Charges Payorder cancellation charges + new payorder charges
Payorder Cash handling charge for Non-customers
1. Upto Rs. 1000/- Rs.25/-
2. Rs. 1001/- upto Rs.5000/- Rs.30/-
3. Rs. 5001/- upto Rs.10000 Rs.40/-
4. Rs.10001/- upto Rs.1 lac Re.2/-per Rs.1000/- or part thereof min.Rs.40/-
5. Above Rs.100000/- Rs.1/-per Rs.1000/- or part thereof min.Rs.200/-
Demand Draft Charges
At par cheques from ICICI Bank Rs.1 per Rs.1000/- subject to minimum of Rs.10/-
From Other banks Other bank charges + Rs.25/-
(Reimbursement of out of pocket expenses(if any) would be on actuals.
DD cancellation charges of ICICI Rs.25/-
DD cancellation charges of other banks Other bank charges + Rs.10/-
DD Revalidation charges Other bank charges(if any)
National Electronic Fund Transfer(NEFT)
Inwards Free
Outward Transactions
Upto Rs. 1 lakh Rs.5/- per transaction
Above Rs. 1 lakh to Rs. 2.00 lakhs Rs.15/- per transaction
Above Rs. 2 lakhs Rs.25/- per transaction
RTGS(Real Time Gross Settlement)
Time Varying Tariff.
Block Settlement Time at RBI Charge per transaction
Block 1 9.00 to 12.00 hrs Nil
Block 2 12.00 to 15.30 hrs Re. 1/- per transaction
Block 3 15.30 to 17.30 hrs Rs. 5/- per transaction
Block 4 17.30 onwards Rs. 10/- per transaction
Inwards Free
Outward Transactions
Above Rs. 2 lakhs to Rs. 5 lakhs Rs.25/- per transaction
Above Rs. 5 lakhs Rs.50/- per transaction
BANK GUARANTEE Commission will be recovered as per BG period
BG period will be rounded off in multiples of 3 months
Guarantee secured by security other than cash /
Bank's Term deposits Rs.100/- + 2% of the Bank guarantee amount
Fully Secured by Cash/Bank Term Deposits Rs.100/- + 0.5% of the Bank guarantee amount
(Minimum commission on guarantee Rs.100/- + charges applicable for a period of minimum 6 months in case BG period is less than 6 months)
RENEWAL - Bank guarantee Same as per issue of fresh guarantee. If renewal is during
claim period of original BG then the claim period already
charged will not be charged at the time of renewal.
Foreign Exchange Transaction
Remittance- Inwards & Outwards
Inward - Direct Rs.50/- + other bank charges
-FCC Other bank + 0.25% of the cheque (min Rs.25/-)
TC-Selling, encashing & Foreign currency At current rates
Telegraphic Transfer Rs.200/- +Other bank charges
Foreign Demand Drafts Rs.100/- + Other bank charges
Additional Cess applicable on all Forex Transactions -
Gross Amount of Currency Exchanged Service Tax inclusive of Cess rates mentioned below
Upto Rs.1 Lac 0.103% of Gross Amount of currency exchanged subject to a minimum of Rs.26/-
Rs.1 Lac to Rs.10 Lac Rs.103 + 0.0515% of Gross Amount of currency exchanged exceeding Rs.1 Lac
Rs.10 Lacs & Above Rs.567/- + 0.0103% of Gross Amount of currency exchanged exceeding Rs.10 lacs subject to a maximum Rs.5150/-
Cheque Collection
Local Free
Outstation through own bank
OBC
Upto Rs.500/- Rs. 5.00 subject to a maximum of Rs.50/- per instrument inclusive of courier and out of pocket expenses.
Upto Rs.10,00/- Rs. 10.00 subject to a maximum of Rs.50/- per instrument inclusive of courier and out of pocket expenses.
Rs.1001/- upto Rs.5000/- Rs. 20.00 subject to a maximum of Rs.50/- per instrument inclusive of courier and out of pocket expenses.
Rs.5001/- upto Rs.10000/- Rs. 30.00 subject to a maximum of Rs.50/- per instrument inclusive of courier and out of pocket expenses.
Rs.10001/- upto Rs.1 lac Rs. 3.00 per Rs.1000/- or part thereof subject to a maximum of Rs.100/- per instrument inclusive of courier and out of pocket expenses.
Above Rs.100000/- Not to exceed Rs.150/- per instrument inclusive of courier and out of pocket expenses.
IBC:
Upto Rs.1000/- Rs.15/-
Rs.1001/- upto Rs.5000/- Rs.30/-
Rs.5001/- upto Rs.10000 Rs.50/-
Rs.10001/- upto Rs.1 lac Rs.5.00 per Rs.1000/- or part thereof
Above Rs.100000/- Rs.4.50 per Rs.1000/- or part thereof min Rs.500/-
Handling charges for Cheques / Bills /ECS returned unpaid
1. Outward Returns a) For Technical Reason
(Cheque deposited by our customers) -No Charge
b) For Other Reason:
-Rs.100/- per cheque returned
(Registered A.D / Courier charges for returning
the cheque to the customer)
2. Inward Returns a) For Technical Reason
(Cheque drawn by our customer on their accounts) -No Charge
b) For Other Reason:
-Cheque return upto Rs.1 lakh -Rs.300/- per
cheque (No Interest to be charged).
-Cheque return above Rs.1 lakh -Rs.300/-
per cheque + Interest from date of presentation
in the clearing to the date of return @4% above
Bank's PLR
3. ECS - Debit returns Rs.300/- per ECS return
4. Outstation cheques 50% of collection charges (min Rs.15/- + actual Courier /
Registered A.D charges)
5. Local Bills Rs.10/- per bill + Actual Courier / Registered A.D charges
6. Outstation Bills 50% of collection charges (min Rs.15/- + Actual Courier /
Registered A.D charges
7. Interbranch cheque returns
Outward Returns Rs.100/- per cheque return
Inward Returns Rs.300/- per cheque return
LOANS
Loan Processing
(i) Upfront Proceesing charges (Non refundable)
Upto Rs.50000/- Rs.100/-
Upto Rs.100000/- Rs.250/-
Upto Rs.200000/- Rs.500/-
Above Rs.200000/- Rs.1000/-
Above Rs.100,00,000/- Rs.5000/-
(ii)Processing charges (inclusive of upfront charges)
(balance processing charges is to be recovered in full before handing over the sanction letter to the borrower)
Upto Rs.50000/- Rs.4.00 per thousand (min Rs.100/- including upfront)
Above Rs.50000/- Rs.5.00 per thousand
Pre-Payment charges NIL
No due certificate
(a) For borrowal accounts Free
(b) For non-borrowal accounts Rs.50/-
Solvency Certificate 0.25% of the solvency amount subject to a maximum of Rs.5000/-
Late payment of EMI 2% penal interest
Commitment charges 1% of the advance amount not availed of within 3 months
of the sanction date
Stamp documents At Government applicable rates
Nominal Membership fees Rs.100/- per applicant & guarantor
Non-submission of Stock & book debts statement 2% of penal interest
Inspection charges Actuals
Incidental charges Actuals
MISCELLANEOUS
1. Balance enquiry Nil
2. Balance Certificate Free
3. Interest Certificate Free
4. Account closure
Within 6 month (SB) Rs.25/-
Within 6 month (CD) Rs.100/-
5. Photo attestation /Identity Free
verification charges
6. Cheque clearance Free
7. Stop payment charges Rs.10/- per cheque
8. Inoperative Saving accounts Rs.10/- per half year if balance is Less than Rs.100/-
9. Inoperative Current accounts Rs.25/- per half year if balance is Less than Rs.1000/-
10. Signature attestation charges Rs.10/- per attestation
11. Postage charges
(a) Registered Post Actuals
(b) Courier charges Actuals
(c) Ordinary post Actuals
12. Cheque book charges
(a) Savings Bank account 10 leaves Free
(b) Current/Overdraft account 25 leaves Rs.25/-
13. Withdrawal limitation in SB a/c's 60 withdrawals free- Incidental charges of Re.1/- per excess withdrawal
14. ECS Charges Annual charge of Rs.100/- per ECS Mandate
DEPOSITORY SERVICES
Agreement Rs.100/-
Account opening / closing Nil
Transaction Charges
a) Market Purchase Nil
b) Market Sale @0.03% of the transaction value (min Rs.30/- per scrip)
c) Off Market sale @0.03% of the transaction value (min Rs.30/- per scrip)
d) Interdepository Purchase Nil
e) Interdepository Sale @0.03% of the transaction value (min Rs.30/- per scrip)
Demat Charges Rs.3.00 per certificate
(subject to min Rs.30/- )
Remat Charges Rs.50/- per certificate
Annual Maintenance charges Rs.360 per annum
(to be recovered upfront for a period of one year at the beginning of the financial year)
Pledge / Hypothecation
a) Creation @0.02% of the transaction value (min Rs.50/- per scrip)
b) Closure @0.02% of the transaction value (min Rs.50/- per scrip)
c) Invocation @0.02% of the transaction value (min Rs.50/- per scrip)
Failed Instructions Rs.15/- per scrip
Late Charges Rs.50/- per occasion
Stop Charges Rs.50/- per scrip
Additional statement Rs.25/- per sheet
FRANKING CHARGES Rs.10/- per document
LOCKER CHARGES
(a) Key Deposits Rs.1000/-(Refundable at the time of surrender)
(b) Rent charges Paid in advance-3 years
1) Small Size 6"x 4"x 18" Rs.750/- per annum
2) Medium Size 13" x 4" x 18" Rs.1750/- per annum
3) Large Size 13" x 10" x 18" Rs.3000/- per annum
(c) Agreement charges Rs.100/-
 
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