| PLR |
12.50% p.a.(w.e.f. 1st August,2011) |
| Long Term PLR: |
11.50% p.a. (on all existing and fresh Housing loans upto Rs.20.00 lacs) |
| LTPR + 1%: |
12.50% p.a. (on all existing and fresh Housing loans exceeding Rs.20.00 lacs & on existing loans for second house sanctioned upto 31.05.11) |
| LTPR + 2%: |
13.50% p.a. (on existing & fresh loans for second house sanctioned w.e.f 1.06.11) |
| PLR + 2%: |
14.50% p.a. (on Housing loans for investment/lease) |
| Construction /Real Estate Loans: |
Between PLR + 2.00% p.a. to PLR + 4.00% p.a.
i.e. 14.50% p.a. to 16.50% p.a.(based on risk perception) |
| Capital Market / Loans against Shares: |
PLR + 1.00% p.a. i.e 13.50% p.a. |
| Secured Temporary Overdrafts: |
PLR + 4.00% p.a. i.e 16.50% p.a. |
| All other Loans: |
PLR i.e 12.50% p.a. |
| Loans against Bank's own fixed deposits: |
2.00% p.a. above the Deposit Rates |
| Loans against third party deposits |
2.00% p.a. above the Deposits Rates OR PLR whichever is higher |
| Penal interest on Overdue Advances |
2.00% p.a. above the interest rate applicable to the advance |
